Holiday Home Security & Insurance: Reducing Break-In Risk in Winter Months

Why Winter Poses Greater Risks for Holiday Homeowners

 

Shorter daylight hours and increased travel during the winter holidays make homes more vulnerable to break-ins. Data shows that November and December are peak months for burglaries, with criminals taking advantage of early darkness and vacant properties. Homeowners often feel heightened anxiety about security during this period, especially with valuable gifts in the house.

1. Strategic Lighting

 

• Install exterior lights around gardens, driveways, and entry points to deter burglars and improve visibility for CCTV systems.
• Use indoor timers or smart plugs to mimic occupancy, making it appear someone is home even when you’re away.
• Motion-activated lights at entry points add an extra layer of deterrence.

 

2. Reinforce Doors and Windows

 

• Upgrade to heavy-duty strike plates and install deadbolts for stronger doors.
• Secure windows with locks, sash pins, and wireless alarms; consider window security film to make glass harder to break.
• Winterize doors and windows with weather stripping and check all locks and frames for security.

 

3. Smart Security Systems

 

• Install a monitored home security system for real-time alerts and footage.
• Use smart locks and assign codes to trusted neighbors for mail and plant care.
• Consider video doorbells for monitoring entrance activity remotely.

 

4. Make Your Home Look Occupied

 

• Ask neighbors to collect mail, remove snow, and take out bins to maintain a lived-in appearance.
• Arrange for snow removal and lawn care in advance.
• Store valuables out of sight or in a safe deposit box.

 

5. Social Media Awareness

 

• Avoid posting holiday plans or location tags online until you return, as social media posts can alert burglars to your absence.
• Keep holiday photos private until you’re safely home.

 

6. Community Involvement

 

• Enlist trusted neighbors to check on your home, park in your driveway, or handle routine tasks.
• Make home safety a community effort for added peace of mind.

 

Proper insurance coverage is crucial for protecting your property and valuables during the winter months. Review your home insurance policy to ensure it covers theft, damage from break-ins, and winter-related risks such as frozen pipes or fire hazards. If you own recreational vehicles, such as motorcycles, remember that motorcycle insurance Connecticut policies should also be reviewed for seasonal coverage and storage protection.

• Unplug non-essential appliances to prevent fire hazards.
• Adjust your thermostat to prevent frozen pipes, but keep some heat on.
• Insulate pipes and install leak sensors for added protection.
• Inspect wrapped gifts for small decorations that could pose choking hazards, especially for children.

While focusing on home security, don’t overlook your other valuables. If you own a motorcycle, ensure your motorcycle insurance Connecticut policy is up-to-date and provides adequate coverage for theft, damage, and winter storage risks. Comprehensive insurance can offer peace of mind during the colder months when motorcycles are often stored away.

 

By implementing these holiday home security tips and reviewing your insurance policies, you can significantly reduce the risk of break-ins and other winter hazards. Insurance Near Me CT is here to help you safeguard your property and assets, including your motorcycle insurance Connecticut needs, so you can enjoy a worry-free holiday season.